Terms of Service

Last Updated: September 2025

These Terms of Service (“Terms”) govern your access to and use of Senior Savings Near You (the “Service,” “we,” “us,” or “our”) through the website seniorsavingsnearyou.com (the “Site”). By accessing or using the Service, you agree to these Terms. If you do not agree, do not use the Service.

1. Eligibility

You must be at least 18 years old to use the Service.
If you are under 18, you may only use the Service with the involvement of a parent or guardian who accepts these Terms.

2. Description of Service

The Service provides information about senior discounts, deals, and offers available from local businesses by ZIP code and category.
Businesses may submit their discount offers to be listed on the Site. Submissions are subject to our review and approval.

3. Accounts

Certain features (such as submitting discounts or saving offers) may require an account.
You agree to provide accurate, current, and complete information when registering and to keep your account secure.
You are responsible for all activity under your account.

4. User Content & Submissions

“User Content” means any information, discount, offer, text, image, or material you submit.
By submitting User Content, you grant us a non-exclusive, royalty-free, worldwide license to use, display, and distribute it in connection with the Service.
You confirm you have the right to submit such content and that it does not infringe third-party rights.

5. Accuracy of Information

We attempt to verify discount information but cannot guarantee accuracy, completeness, or that offers remain valid.
Discounts may change or expire at the discretion of the business. We are not responsible if an offer is unavailable.

6. Prohibited Use

You agree not to:

Post false, misleading, or unlawful information.
Interfere with or disrupt the Service.
Use bots, scrapers, or automated means to collect data from the Site.
Impersonate another person or business.

7. Intellectual Property

All Site content (excluding User Content) including text, design, logos, graphics, and software are owned by Senior Savings Near You and protected by U.S. copyright, trademark, and intellectual property laws.
You are granted a limited, non-exclusive license to use the Service for personal, non-commercial purposes.

8. Disclaimers

The Service is provided “as is” and “as available” without warranties of any kind, express or implied.
We do not warrant that the Site will be error-free, secure, or continuously available.

9. Limitation of Liability

To the fullest extent permitted by New Jersey law, we are not liable for indirect, incidental, special, consequential, or punitive damages, including loss of profits or data.
Our maximum liability to you for any claim is limited to the amount you paid (if any) in the last 12 months for access to the Service.

10. Indemnification

You agree to indemnify and hold harmless Senior Savings Near You, its affiliates, employees, and contractors from any claims, damages, or expenses (including attorneys’ fees) arising out of:

Your use of the Service,
Your violation of these Terms, or
Your submitted content.

11. Termination

We may suspend or terminate your access to the Service at any time, with or without cause.
Upon termination, your right to use the Service ends immediately. Certain sections of these Terms (Intellectual Property, Disclaimers, Limitation of Liability, Indemnification) will survive.

12. Changes to Terms

We may update these Terms at any time by posting a revised version on the Site.
Continued use of the Service means you accept the updated Terms.

13. Privacy Policy

Your use of the Service is also governed by our [Privacy Policy], which describes how we collect and use your information.

14. Governing Law & Jurisdiction

These Terms are governed by the laws of the State of New Jersey, without regard to conflict of law principles.
You agree that any legal action or proceeding shall be brought exclusively in the state or federal courts located in Essex County, New Jersey (or another appropriate New Jersey county depending on your business location).

15. Miscellaneous

Entire Agreement: These Terms, along with our Privacy Policy, constitute the full agreement between you and us.
Severability: If any part of these Terms is found invalid, the rest remains enforceable.
Waiver: Our failure to enforce a right does not waive our ability to enforce it later.